Posts Tagged ‘Online Banking’

Phishing for wealth

Yours, to be precise.

Every couple of months, there’s a new article in the newspapers of the latest phishing scam involving your bank contacting you by email, and requiring you to click on some link in order to update your details, or to help recover your data, or to reactivate your expiring personal access code card etc.

Anyone who’s sensible would know there’s a scam behind it. Just like anyone who’s sensible would know there is no rich Nigerian that’s dying to give you their money if you help him/her smuggle the wealth out from wherever they are. Right? Right?

Sensibility apart, knowing how scams and spams work – one should never click on any link and should delete those emails – eventually, hopefully, they will go away. But how long will it take for them to stop pestering you?

I personally have received 6 such phishing email in the last week alone. 6! That’s pretty much once a day. It all started a few weeks ago, with about an email per week, which I duly forwarded a copy to my bank and then deleted. Suddenly I’m seeing more and more of them, and it’s getting annoying. Very annoying.

Seriously, how did the scammers get my email in the first place? Just randomly? But if so, how did they match that to the right bank that I’m banking with? I have no received any email purporting to have came from other banks that I am not customer of.

Does this mean I can assume someone in my bank has sold email database of some sort to unscrupulous muppets? Or does this mean the security system in place for data management of my bank is fundamentally flawed and if so, why are they not doing something to improve it? Then again, I guess once the emails are at the hands of the scammers, they’re going to try to spam it over and over until, well, whenever.

I certainly hope not many people have been conned over such phishing expeditions. In fact, nobody should! When in doubt, contact your bank by phone or in person. The sooner the scammers are unable to make any stealth getaway with your cash, the sooner all this will die off. (And/or they’ll go away and try to figure a new way to do away with your money.)

Until then, remember, (1) don’t click any link in the email, (2) forward a copy to your bank, (3) delete the email, and (4) when in doubt, check with your bank personally.

Phishers – Go. Away.

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